MDCU savings accounts have low minimum balance requirements and fewer restrictions compared to other types of savings vehicles. Open your savings account at MDCU with as little as a $20.00 opening deposit and a $5.00 one-time membership fee. MDCU is a not-for-profit financial institution, allowing for the return of earnings in the form of better rates and services for members. You earn competitive dividends paid monthly based on the average daily balance of your savings account.
KIRBY KANGAROO CLUB – The FUN Savings Program For Children
The KIRBY Kangaroo Club is a special association for members from the ages of 3 to 12 years of age. It is designed to encourage youngsters to learn the importance of saving their money and have "FUN" doing it. Children from the ages of 3 to 12 receive quarterly newsletters from KIRBY Kangaroo that contain exciting games, educational material and more!
To sign up your children or grandchildren, call a Member Services Representative or come by one of our three offices located in Martinsville, Collinsville and Rocky Mount.
Smart Savings Tools
We also have resources for kids, teens, and young adults. MDCUniversity uses FoolProof financial education, learn more here.
Current Dividends
Maturity
Dividend Rate
APY*
Savings
0.75%
0.75%
Club Account
0.75%
0.75%
APY ~ Annual Percentage Yield Rates effective as of 01-01-10. The Board of Directors declares the dividend rate on Savings Accounts each month. Therefore, the rate may change after the member opens the account. The available dividend rate advertised is subject to change on the first day of each month. Savings Accounts have a minimum initial deposit of $20.00. Fees could reduce the earnings of the account.
